Closing costs are the fees and expenses you pay when finalizing your home purchase. These costs cover services provided by your lender, third-party professionals, and prepaid items that protect your investment. Understanding what you'll pay helps you budg
Oct 07, 2025 | Purchasing a Home
Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Purchasing a Home
If you’ve been sitting on the sidelines waiting for a sign to jump into the market — here it is. Mortgage applications exploded last week, jumping nearly 30% from the week before, according to the Mortgage Bankers Association. The refinance in
Sep 23, 2025 | Purchasing a Home Refinancing a Home Home Loans
Buying a home is one of the biggest financial moves you’ll ever make — and getting approved for the right mortgage is a key part of the process. Sometimes, though, buyers are surprised when they don’t qualify for a loan on their first tr
Sep 19, 2025 | Purchasing a Home Home Loans
Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can
Sep 09, 2025 | Purchasing a Home
For most families, buying a home is the biggest financial milestone of their lives. It’s exciting, but it can also feel overwhelming if you don’t know where to start. The very first step in your home buying journey is filling out a home loan a
Sep 04, 2025 | Purchasing a Home Home Loans