Closing costs are the fees and expenses you pay when finalizing your home purchase. These costs cover services provided by your lender, third-party professionals, and prepaid items that protect your investment. Understanding what you'll pay helps you budg
Oct 07, 2025 | Purchasing a Home
"From Paperwork to Possibilities: Mastering Your Mortgage Support Documents" Embarking on the journey to homeownership is an exciting step, but it requires careful preparation, especially when it comes to securing a mortgage. As you gear up to apply for a
Oct 07, 2025 |
Veterans and active-duty military personnel have access to one of the best mortgage programs available—VA loans. Since 1944, this benefit has helped millions of service members buy homes with no down payment and better terms than conventional mortga
Sep 30, 2025 | VA Loans
Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Purchasing a Home
If you’ve been sitting on the sidelines waiting for a sign to jump into the market — here it is. Mortgage applications exploded last week, jumping nearly 30% from the week before, according to the Mortgage Bankers Association. The refinance in
Sep 23, 2025 | Purchasing a Home Refinancing a Home Home Loans
Buying a home is one of the biggest financial moves you’ll ever make — and getting approved for the right mortgage is a key part of the process. Sometimes, though, buyers are surprised when they don’t qualify for a loan on their first tr
Sep 19, 2025 | Purchasing a Home Home Loans